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Category: Pricing & Revenue
By: Jake Anderson
Reply by Kevin O'Brien:
Airbnb releases your payout approximately 24 hours after the guest's scheduled check-in time. So if check-in is at 3pm Monday, you'll see the payout initiated Tuesday around 3pm. Then it takes 1-5 business days to hit your bank account depending on your payout method. For immediate needs: - **ACH bank transfer** — free, takes 3-5 business days - **PayPal** — same timing as ACH - **Payoneer** — faster for some regions Cash flow management for multiple properties: 1. **Separate business bank account** — all STR income goes here, all STR expenses come from here. Never mix with personal. 2. **Cash reserve: 3 months of fixed expenses per property.** Mortgage, insurance, HOA, utilities. This covers slow months and emergencies. 3. **Tax reserve: 25-30% of net income** in a separate savings account. Don't touch it until tax time. 4. **Maintenance fund: 1-2% of property value per year.** A $300K property should have $3-6K/year set aside for maintenance. The tightest cash flow moment: your first 1-2 months. You've paid for furnishing, supplies, cleaning, and software subscriptions but haven't received many payouts yet. Budget for this gap.
Reply by James Wu:
Pro tip: set up payout splitting if you have multiple bank accounts. You can direct 70% to your operating account and 30% to your tax savings account automatically. This way you never accidentally spend money earmarked for taxes. Also, VRBO pays out after checkout (not check-in like Airbnb) AND holds funds longer. If cash flow is tight, be aware that VRBO payouts are slower.