Clearing Review: STR Trust Accounting & Bookkeeping (2026)

1 min read

Overview

Clearing is a specialized trust accounting and automated bookkeeping platform for short-term rental property managers, designed to centralize multi-OTA income, auto-categorize expenses (cleaning, maintenance, fees), reconcile bank feeds, generate compliant owner statements/P&L reports, and streamline vendor payments. It integrates with PMSs like Guesty, Hostex, and AdvanceCM to pull bookings and automate workflows.

  • Pricing is free for up to 5 properties (no transaction fees), with paid plans starting around $10–$20/property/month for larger portfolios, making it one of the most cost-effective STR financial tools.
Clearing logo
Clearing
Accounting
Professional rating
4.6/5
Rated 4.6 out of 5
Rubric score
91/100
91/100
4.6/5
Verdict: Clearing is a top-tier choice for property managers and teams. Highly recommended.

At a glance

What it does
  • STR‑optimized trust accounting: automatically pulls bookings from Airbnb/Vrbo/Booking.com via PMS integrations, matches income/expenses to specific properties/owners, and generates compliant owner statements with P&L, cash flow, rent roll and tax reports.
  • No transaction fees: unlike most payment processors, Clearing charges $0 for ACH payments, bank transfers, and vendor payouts, with unlimited transactions even on the free plan.
  • PMS integrations: direct connections with Guesty, Hostex, AdvanceCM and others to auto-import reservations, guest payments, and expenses, reducing manual entry and reconciliation time.
Best for
  • Property managers and teams
  • Hosts who want a clean UI
  • Automation-first workflows
Not ideal for
  • Not a full banking solution: focuses on accounting/bookkeeping rather than high‑yield savings or integrated rent collection (you link external banks and payment processors).
  • US‑centric: designed for US STR PMs with 1099s, Schedule E and IRS compliance; international users may miss some tax/reporting features.

Pros & Cons

Highlights and considerations for Clearing.

Pros
  • STR‑optimized trust accounting: automatically pulls bookings from Airbnb/Vrbo/Booking.com via PMS integrations, matches income/expenses to specific properties/owners, and generates compliant owner statements with P&L, cash flow, rent roll and tax reports.
  • No transaction fees: unlike most payment processors, Clearing charges $0 for ACH payments, bank transfers, and vendor payouts, with unlimited transactions even on the free plan.
  • PMS integrations: direct connections with Guesty, Hostex, AdvanceCM and others to auto-import reservations, guest payments, and expenses, reducing manual entry and reconciliation time.
  • Vendor payment automation: bulk pay cleaners, maintenance crews, and suppliers with ACH/checks, auto‑categorization, and 1099 tracking, plus partnerships like Properly for turnover/maintenance workflows.
  • Free tier for small portfolios: up to 5 properties free forever with core accounting, reporting, and unlimited transactions, scaling affordably to paid plans for larger operations.
Cons
  • Not a full banking solution: focuses on accounting/bookkeeping rather than high‑yield savings or integrated rent collection (you link external banks and payment processors).
  • US‑centric: designed for US STR PMs with 1099s, Schedule E and IRS compliance; international users may miss some tax/reporting features.
  • Requires PMS for full automation: shines when paired with Guesty/Hostex but manual entry is needed without integrations.
  • Limited public pricing transparency: exact paid tiers require demo/contact; free up to 5 properties but scaling costs ~$10–$20/property/month based on reviews.
  • No native guest payments: routes payments through your existing processors rather than offering built‑in ACH/card collection.

Scores

91/100
We test against our accounting rubric (reconciliation, owner statements, tax-readiness, PMS sync, etc.). Scores use a 100-point scale.

Strong in value for money and ease of use; weaker in data export for STR accounting.

Setup
9/10
Data sync
9/10
Reconciliation automation
9/10
Banking & PMS
9/10
Ease of use
9/10
Team & scale
9/10
Support
9/10
Data export
5/5
Value for money
10/10
Reliability
9/10

Hands-on Review Notes

Pricing

Best value: Free — $0—no transaction fees or minimums.
Pricing at a glance
PlanMonthlyBase includes
Free$0—no transaction fees or minimums.Core trust accounting, bookkeeping, owner statements, P&L/cash flow reports, unlimited transactions, basic PMS integrations for up to 5 properties.
Paid (Growth/Scale)$10–$20 per property/month based on third‑party reviews and scale (exact tiers via demo).Everything in Free plus advanced reporting, multi‑entity support, priority integrations, API access, and custom workflows for 6+ properties.

Integrations

Common integrations supported by Clearing.

Integrations

PMS platforms

Banking connections

Tax tools

Other integrations

  • PMS: Guesty, Hostex, AdvanceCM and others for auto‑importing bookings, income, and expenses.

Trial Guide: What to Test

During your trial or demo, focus on data export and confirm daily workflows.

What to test in the trial
  1. Connect your PMS and bank accounts, then verify transactions import correctly
  2. Generate an owner statement and check it matches your manual records
  3. Test expense categorization and verify tax-relevant tagging
  4. Export data to your accountant’s preferred format (CSV, QBO, PDF)

Alternatives

If you need stronger data export, consider these alternatives to Clearing.

FAQ

Answers to common questions about setup, pricing, and deployment.

Community experiences

Real-world notes from hosts who have used Clearing.

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Sources

Documentation and references used in this review.

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