Ensuro Review: STR Insurance Provider (2026)

1 min readReviewed by

Overview

Ensuro is an insurance provider for short-term rental properties, offering coverage options for hosts and property managers. As with all STR insurance, the key consideration is ensuring your policy explicitly covers short-term rental activity.

Ensuro logo
Ensuro
STR Insurance
Professional rating
2/5
Rated 2 out of 5
Rubric score
40/100
40/100
2/5

Verdict: Ensuro scores 2/5 (40/100) in our review — hard to recommend over the alternatives. Biggest strength: STR-specific insurance option. Main drawback: Limited public information available.

At a glance

What it does
  • STR-specific insurance option
Best for
  • hosts seeking damage protection
  • property managers with portfolios
Not ideal for
  • Extreme budget hunters

Pros & Cons

Highlights and considerations for Ensuro.

Pros
  • STR-specific insurance option
Cons
  • Limited public information available
  • Insurance details depend on specific policy

Scores

40/100
We test against our insurance rubric (coverage breadth, claims process, pricing transparency, host experience, etc.). Scores use a 100-point scale.

Strong in setup and ease of use; weaker in claims process for STR insurance.

Setup
8/10
Claims process
1/10
Policy automation
1/10
Coverage breadth
1/10
Ease of use
7/10
Team & scale
3/10
Support
6/10
Documentation
5/5
Value for money
6/10
Reliability
6/10

Hands-on Review Notes

Ensuro is an insurance provider serving the short-term rental market. They offer coverage options designed for STR hosts and property managers, addressing the insurance gap between standard home policies and the coverage needed for rental activity.

As with all insurance decisions, hosts should carefully review policy terms to ensure they provide appropriate coverage for their specific situation.

Final Verdict

Ensuro adds to the growing list of STR-specific insurance options. Hosts should compare multiple providers to find coverage that fits their property type, location, and risk profile.

Pricing

Best value: Standard — Varies
Pricing at a glance
PlanMonthlyBase includes
StandardVariesSTR insurance coverage

Integrations

Common integrations supported by Ensuro.

No public integrations listed for this tool.

Trial Guide: What to Test

During your trial or demo, focus on claims process and confirm daily workflows.

What to test in the trial
  1. Get a quote and compare coverage limits against your current policy
  2. Check what’s excluded (e.g. hot tubs, pets, specific perils)
  3. Review the claims submission process and required documentation
  4. Verify per-booking vs. annual pricing and calculate total annual cost

Alternatives

If you need stronger claims process, consider these alternatives to Ensuro.

FAQ

Answers to common questions about setup, pricing, and deployment.

Community experiences

Real-world notes from hosts who have used Ensuro.

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Sources

Documentation and references used in this review.

More STR Insurance reviews