What is the best str insurance software for Airbnb hosts?

Proper Insurance is the top pick for most Airbnb hosts: Specialized short-term rental insurance for homeowners, offering comprehensive coverage for property, liability, and business income tailored to Airbnb/VRBO hosts. Other strong options include Safely (Vacation rental protection service that combines guest screening with up to $1,000,000 in host damage insurance for every reservation.) and InsuraGuest (Short-term rental insurance for guest-caused damages and liability.).

Best STR Insurance for STR Hosts (2026)

What does str insurance software actually do?

Standard homeowner and landlord insurance policies typically exclude or limit coverage for short-term rental activity. STR-specific insurance covers guest liability, property damage from bookings, and loss of rental income — the three scenarios where standard policies fall short. Airbnb's AirCover provides some protection but has significant exclusions that a dedicated policy fills.

Editor's picks for 2026

Independently tested and reviewed — no paid placements.

Proper Insurance

Top Pick

Specialized short-term rental insurance for homeowners, offering comprehensive coverage for property, liability, and business income tailored to Airbnb/VRBO hosts.